What does a comparison rate include?
It generally combines the interest rate with standard fees using a prescribed loan amount and term.
Compare total cost
Home loan comparison rate calculator
Estimate how selected fees can change the effective annual cost of a home loan.
Indicative result
- Approximate comparison rate
- 6.26% p.a.
- Monthly repayment
- $3,694
A statutory comparison rate uses prescribed assumptions; this educational estimate uses only the figures you enter. Results are educational estimates only. Borrowing power uses a simplified net-income assumption rather than current tax tables or lender policy. The duty tool is a broad planning range, not a duty calculation. Results may omit fees and concessions and are not an offer, approval, tax advice or financial advice.
Questions about this estimate
Should I choose the lowest comparison rate?
Not automatically. Features, flexibility, eligibility and costs outside the comparison-rate calculation can matter.
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Turn the estimate into a real comparison
Tell us what you are planning and we will help compare suitable lender options for your circumstances.
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- Compared across banks and specialist lenders
- No obligation and no cost to compare
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