Planning tools

Finance calculators for clearer decisions

Model repayments, borrowing capacity and common property costs before comparing actual lender options.

Home loan repayment calculator

Estimate monthly principal-and-interest repayments and total interest for an Australian home loan.

Create a broad borrowing-power range from household income, expenses and existing repayments.

See how an additional monthly repayment may shorten your home loan and reduce total interest.

Estimate how selected fees can change the effective annual cost of a home loan.

Set a rough transfer-duty allowance by property price and state or territory before checking the official calculator.

Estimate the loan amount a chosen monthly housing budget may support after allowing for other household commitments.

Estimate how long a lower repayment could take to recover discharge, application, valuation and other switching costs.

All calculator results are estimates only and do not constitute approval, a quote or financial advice.