What lenders check
- Permanent, part-time, casual or agency employment
- History of overtime, allowances and shift penalties
- Probation, role changes and multiple employers
- Deposit, debts, expenses and property
Profession home loans
Home loans for nurses
Compare lender treatment of nursing income, including regular overtime, allowances, shift penalties and changing employment arrangements.
How lenders may assess the application
Nursing income can include several recurring components. Lenders differ in how much overtime, penalties, allowances and casual income they accept and what history they require, so accurate documents are important before applying.
Documents to prepare
- Recent payslips covering variable income
- Income statement or tax return
- Employment letter where required
- Savings, liabilities and identification
Important trade-offs
- Not every allowance is accepted in full.
- Casual or agency income can require a longer history.
- Occupation alone does not guarantee approval or pricing.
Start your enquiry
Compare options for home loans for nurses
Tell us about your income, deposit, property and timing so we can help identify relevant lender policies.
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- Compared across banks and specialist lenders
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