Envision Finance
Property buying costs

Australian stamp duty estimate

Set a rough transfer-duty allowance by property price and state or territory before checking the official calculator.

Compare real lender options
Indicative result
Broad planning range only
$25,500–$46,750
Purchase price
$850,000

Duty rules are progressive and concessions vary by buyer, property and date. This tool deliberately provides only a broad allowance; confirm the exact amount with the relevant revenue office or your conveyancer. Results are educational estimates only. Borrowing power uses a simplified net-income assumption rather than current tax tables or lender policy. The duty tool is a broad planning range, not a duty calculation. Results may omit fees and concessions and are not an offer, approval, tax advice or financial advice.

Questions about this estimate

Does this include first-home buyer concessions?

No. Thresholds and eligibility change, so use the relevant state or territory revenue office calculator.

What other buying costs should I allow for?

Conveyancing, inspections, loan fees, registration, insurance and possible lenders mortgage insurance may also apply.

Start your enquiry

Turn the estimate into a real comparison

Tell us what you are planning and we will help compare suitable lender options for your circumstances.

  • A response within one business day
  • Compared across banks and specialist lenders
  • No obligation and no cost to compare
Every enquiry lands directly with our finance team.

Submissions are validated server-side before they reach our credit team. By submitting you agree to our Privacy Policy.